Credit Score Simulator

Model credit score improvements and create your optimization strategy

Current Credit Profile

%

% of payments made on time

%

% of credit limits used

years

Average age of accounts

Types of credit accounts

Hard inquiries in last 2 years

Target Improvements

%
%
years

Current Score

650

Fair

Projected Score

650

Fair

Time to Goal

12

months

Credit Score Projection

Impact by Factor

🎯 Optimization Strategy