Legal
Privacy policy
Last updated: October 13, 2026
1. Introduction
Welcome to Finance Quest. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you use our financial literacy platform.
Finance Quest is operated by Elizabeth Stein, an individual doing business as Finance Quest, of 124 Panorama Drive, Washington, PA 15301, United States. She is responsible for the personal data described here.
2. Information We Collect
We collect and process the following types of information:
- Learning Progress: Your lesson completions, quiz scores, and educational achievements stored locally in your browser and synced to our database when you sign in
- Calculator Inputs: Financial data you enter into our calculators, processed in your browser. Results you choose to keep include their inputs, assumptions, and any notes; these saved results sync to our database when you sign in.
- Usage Analytics: How pages and labs are used, collected only if you accept analytics and ad measurement in the cookie banner. Separately, we count page loads in aggregate (the day, the page you landed on and any campaign name), whatever you chose in the banner. This count stores no IP address, cookie or identifier, so it cannot be tied to you, and we skip it if your browser sends Global Privacy Control.
- Campaign source: If you arrive from a link with campaign tags (for example from an ad or a newsletter), we note the campaign name, the page you landed on and the site that referred you. This stays in your browser and is attached to your account or payment only if you sign up or subscribe, so we can tell which campaigns bring paying learners. We skip it if you decline cookies or your browser sends Global Privacy Control. We do not send it to advertising networks ourselves, but Google Ads see the address of the pages you visit, including any campaign tags in it, if you accept ad measurement. Google Ads also receives it in its no-cookie mode until you accept, unless you decline or send Global Privacy Control.
- AI Interactions: Questions you ask our AI coaching system to provide personalized responses
- Account and payments: Your email address, display name, plan, and the record of any subscription, gift or Lifetime purchase. Card details stay with Stripe.
- Your plan and check-ins: The numbers you enter in your plan and monthly check-ins (take-home pay, savings, debt and emergency fund), and the Pro money tools (debts, subscriptions and money found), synced when you sign in.
- Community: Discussion posts and comments, and any member story you submit with its display name, state and rating. A story is shown publicly only if you tick the box that allows it and we approve it.
- Family and organizations: Which family plan or organization you belong to. If you accept an invitation to an organization, its admins can see your learning progress.
- Lab emails: If you use "Email me this plan" on a lab, we keep your email address, the lab you were on, the exact wording you agreed to and when, and whether you also asked for the 3 getting-started emails. The result summary on the page is used to write that one email and is not stored by us. If you asked for the 3 emails, we also keep the date you confirmed and how many have been sent. This is not tracking and does not depend on the cookie banner.
- People without an account: If you join the waitlist, we keep your email address. If someone buys you a gift or invites you to a family plan or organization, we keep your email address to send the invitation and grant access, and a gift's personal message is stored with the payment at Stripe.
3. How We Use Your Information
We use your information to:
- Track and display your learning progress
- Provide personalized AI coaching recommendations
- Improve our educational content and tools
- Maintain and optimize platform performance
- Process payments and send account and billing email
- Email you the lab result you asked for, and, only if you ticked the box and confirmed, 3 short emails on getting started with money (on day 1, day 3 and day 7)
- Prevent abuse, such as spam in discussions or AI misuse
We rely on these legal bases: providing the service you signed up for (your account, progress, plan, Pro and billing email); your consent (analytics, ad measurement, session replay, the streak email and the lab emails, each of which you can turn off); and our legitimate interest in keeping the platform secure and working (rate limits, error monitoring and moderation). We keep payment records because tax and accounting law requires it.
4. Data Storage
If you use Finance Quest without an account, your learning progress is stored locally in your browser (localStorage) and is not transmitted to our servers. If you create an account and sign in, your progress is synced to our database (hosted on Supabase) so it is available across your devices; you can delete it at any time from your account settings. Calculator inputs are processed in your browser. Results you choose to keep, including their inputs, assumptions, and notes, are stored in this browser and synced to Supabase when you sign in. Calculations you do not save are not included in this saved-results sync.
How long we keep data:
- Account, progress, plan, saved results and posts: until you delete your account.
- Gift and Lifetime purchase records: kept after you delete your account, because they are a record of a payment and they hold the Pro access you paid for. They are tied to the email address used at checkout.
- Payment records at Stripe: as long as tax and accounting law requires.
- Request counters: until their time window ends, at most one day.
- Emails waiting to be retried after a failed send: at most 24 hours.
- Waitlist addresses: until you ask us to remove them.
- Lab email addresses: a plan-only request, or a request for the 3 emails you never confirmed, is deleted after 30 days. Once you confirm, we keep the address until you unsubscribe. After you unsubscribe we keep the address and the date, and nothing else is emailed, so we do not mail you again if the address is entered twice. To have even that removed, contact us.
5. Third-Party Services
We use the following third-party services (subprocessors) to operate Finance Quest:
- Anthropic and OpenAI: Power our AI coaching features. Questions you ask the AI coach are sent to these providers for processing. For Pro money moves and plan-aware answers, the plan numbers you entered (take-home, bills, savings, debt, and recent check-ins) are sent too. We do not send your name or email. Under their API terms, these providers do not use this data to train their models.
- Supabase: Provides authentication and the database that stores your account, synced learning progress, and saved calculator results, including their inputs and notes.
- Stripe: Processes subscription, gift and Lifetime payments. Your card details are handled by Stripe, not by us.
- Vercel: Hosts our platform. Vercel Analytics and Speed Insights count visits and measure page speed without cookies and without identifying you. They stay off if you decline cookies or your browser sends Global Privacy Control.
- Resend: Sends our email: account and billing messages, the daily streak reminder unless you unsubscribe, and the lab emails you ask for. Resend receives your email address and the message.
- Upstash: Stores the request counters that limit how often one visitor or account can use the AI coach and other endpoints, keyed by IP address or account ID. It also stores your push notification subscription if you turn reminders on, and holds an email for up to 24 hours if its first send fails and needs a retry.
- ImprovMX: Forwards mail sent to hello@financequest.fyi and support@financequest.fyi to our inbox. It sees the messages you send us.
- PostHog: Product analytics (used only with your consent).
- Google Ads: Measures whether an ad led to a signup or a Pro checkout. Its tag loads unless you decline or your browser sends Global Privacy Control. Until you accept, it runs in a no-cookie mode and sends limited signals, such as that a page view or a conversion happened.
- Sentry: Error and performance monitoring to keep the platform reliable. When something breaks, it receives the error, the page and your browser type, but no name or email. With your consent in the cookie banner, it also records a replay of some sessions, with all text masked and images blocked.
These services are based in the United States or process data there, so your information is handled in the United States.
We recommend reviewing the privacy policies of these services for more information about how they handle data.
6. Your Rights
You have the right to:
- Clear your local learning progress data at any time through your browser settings
- Choose not to use AI coaching features
- Access your data: Download your progress and notes as a file from the progress page or account settings. To ask for a copy of the other data we hold about you, email us from the address on your account.
- Delete your data: Open account settings and choose Delete my account. This cancels any active subscription, then permanently deletes your account, profile, synced progress, saved calculator results and discussion posts. It cannot be undone. Payment records held by Stripe, and gift and Lifetime purchase records, are not removed by this step. If you cannot sign in, email us from the address on your account and ask us to delete it.
- Correct your data: Ask us to fix information in your account that is wrong.
- Stop analytics and email: Decline analytics in the cookie banner, and use the unsubscribe link in any streak email.
To make a request, use the contact page or email hello@financequest.fyi.
We do not sell your personal information. If you accept ad measurement, the ad tags described in section 7 receive page views and conversions, which some US state laws call sharing for advertising. Decline in the cookie banner or send Global Privacy Control to opt out. The Google Ads tag also sends limited, cookieless signals before you choose, until you decline or send Global Privacy Control. If you are in the EU or UK, you can also ask for your data in a portable format, object to processing based on our legitimate interest, and complain to your local data protection authority.
8. Children's Privacy
Accounts are for people aged 13 and older. Finance Quest is not built for children under 13, and we do not knowingly collect their personal information. If you believe a child under 13 has created an account, email hello@financequest.fyi and we will delete it and its data.
9. Changes to This Policy
We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.
10. Contact Us
If you have any questions about this privacy policy, email us at the contact page or hello@financequest.fyi.