Emergency Fund Calculator
Build your financial safety net with personalized targets and realistic timelines.
BASIC
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Calculator Inputs
Monthly Income
Your total monthly take-home pay
$
Your total monthly take-home pay
Essential Monthly Expenses
Focus on truly essential expenses only - housing, utilities, food, transportation, insurance, and minimum debt payments
$
Monthly housing payment
$
Electric, gas, water, internet, phone
$
Essential food and household items
$
Car payment, gas, public transit
$
Health, auto, life insurance premiums
$
Credit cards, loans (minimums only)
$
Childcare, prescriptions, etc.
Emergency Fund Settings
Configure your savings target and monthly contribution
How many months of expenses to save
$
$
Amount already saved for emergencies