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Start with your paycheck.

A money course in the order life hands it to you: 18 chapters and 45 labs that run on your own numbers.

Free to start, no account. Chapters 1 to 3 and every lab cost nothing.

What reaches your account

Gross pay$5,000
  • Federal income tax-$364
  • State income tax-$364
  • Social Security and Medicare-$430
  • 401(k) and health insurance-$450
Take-home pay$3,392

Single filer, California, $200 health premium, 5% to a 401(k). State tax is simplified. Open the Paycheck lab

  • No commissions

    No affiliate links and no sponsored picks.

  • Official sources

    IRS, CFPB, FDIC and Investor.gov, linked per chapter.

  • Assumptions shown

    Each lab lists what it simplifies.

  • Your numbers stay yours

    Progress stays in this browser unless you sign in to sync it. The AI coach sends your question to our AI providers.

Guess first. Then see the number.

Each lesson asks for a guess before it shows the figure. Each finished lesson adds a line to your plan.

18 chapters in 3 parts

Score 80% on a chapter's quiz and the next one opens. Chapters 1 to 3 are free. The rest are Pro.

Chapters 1 to 6

Foundation

  1. Chapter 1, free
  2. Chapter 2, free
  3. Chapter 3, free
  4. Chapter 4, Pro
  5. Chapter 5, Pro
  6. Chapter 6, Pro

Mindset, Banking, Budgeting, Emergency, Income, Credit

Chapters 7 to 13

Investing

  1. Chapter 7, Pro
  2. Chapter 8, Pro
  3. Chapter 9, Pro
  4. Chapter 10, Pro
  5. Chapter 11, Pro
  6. Chapter 12, Pro
  7. Chapter 13, Pro

Investing, Portfolio, Retirement, Taxes, Insurance, Real Estate, Markets

Chapters 14 to 18

Advanced Planning

  1. Chapter 14, Pro
  2. Chapter 15, Pro
  3. Chapter 16, Pro
  4. Chapter 17, Pro
  5. Chapter 18, Pro

Bonds, Alternatives, Business, Estate, Tools

Free to start

Chapters 1 to 3 and every lab cost nothing. Pro is $9.99 a month for chapters 4 to 18 and the full plan, with a monthly check-in.

See pricing

One email when something new ships

A new chapter or a new lab, and nothing else. No weekly newsletter.