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Eighteen chapters, from a paycheck to an estate plan

The money course school never gave you.

Read a short lesson, try it with your own numbers, then prove it on a quiz.

Chapters 1–3 and every lab are free. Pro opens chapters 4–18.

Start Chapter 1I already know some of this
  1. 01ReadA short lesson in plain English, with the jargon explained.
  2. 02TryA lab opens on a realistic sample, then takes your own numbers.
  3. 03ProveA quiz. Score 80% and the next chapter opens.

$250 a month for 15 years

$87,086

is what $45,000 of deposits could grow to at a sample 8% a year. Left in checking, the same money buys what $28,818 buys today.

$50$1,500
5 years30 years
Fig. 1. Monthly deposits over 15 years at a sample 8% return, against checking at 0.05% with 3% inflation. Not a forecast.

See where you're going.

Pass a quiz at 80% to unlock the next chapter. Pro covers 4–18.

Chapters 1–6

Foundation

0 / 6

  1. 01MindsetYou are hereChapter 1: Money Psychology & Mindset
  2. 02BankingAccounts, fees, credit unionsChapter 2 locked: Banking & Account Fundamentals. Pass the Chapter 1 quiz (80%+) to unlock.
  3. 03BudgetingZero-based budgeting and automationChapter 3 locked: Budgeting & Cash Flow. Pass the Chapter 2 quiz (80%+) to unlock.
  4. 04EmergencyFund sizing and protectionChapter 4 locked: Emergency Funds & Financial Security. Pass the Chapter 3 quiz (80%+) to unlock.
  5. 05IncomeNegotiation, benefits, side incomeChapter 5 locked: Income & Career Optimization. Pass the Chapter 4 quiz (80%+) to unlock.
  6. 06CreditScores and debt payoff strategiesChapter 6 locked: Credit & Debt Management. Pass the Chapter 5 quiz (80%+) to unlock.

Chapters 7–13

Investing

0 / 7

  1. 07InvestingRisk, return, and diversificationChapter 7 locked: Investment Fundamentals. Pass the Chapter 6 quiz (80%+) to unlock.
  2. 08PortfolioBuild and rebalance a portfolioChapter 8 locked: Portfolio Construction & Asset Allocation. Pass the Chapter 7 quiz (80%+) to unlock.
  3. 09RetirementAccounts and long-horizon planningChapter 9 locked: Retirement Planning & Long-Term Wealth. Pass the Chapter 8 quiz (80%+) to unlock.
  4. 10TaxesTax-aware investing basicsChapter 10 locked: Tax Optimization & Planning. Pass the Chapter 9 quiz (80%+) to unlock.
  5. 11InsuranceProtect what you buildChapter 11 locked: Insurance & Risk Management. Pass the Chapter 10 quiz (80%+) to unlock.
  6. 12Real EstateHousing as investmentChapter 12 locked: Real Estate & Property Investment. Pass the Chapter 11 quiz (80%+) to unlock.
  7. 13MarketsMarket mechanics and analysisChapter 13 locked: Stock Market & Advanced Trading. Pass the Chapter 12 quiz (80%+) to unlock.

Chapters 14–18

Advanced Planning

0 / 5

  1. 14BondsIncome and ballast in a portfolioChapter 14 locked: Bonds & Fixed Income. Pass the Chapter 13 quiz (80%+) to unlock.
  2. 15AlternativesREITs, commodities, and crypto literacyChapter 15 locked: Alternative Investments. Pass the Chapter 14 quiz (80%+) to unlock.
  3. 16BusinessCash flow for buildersChapter 16 locked: Business & Entrepreneurship Finance. Pass the Chapter 15 quiz (80%+) to unlock.
  4. 17EstateWills, trusts, and transfer basicsChapter 17 locked: Estate Planning & Wealth Transfer. Pass the Chapter 16 quiz (80%+) to unlock.
  5. 18ToolsBeneficiaries and practical docsChapter 18 locked: Estate Tools & Beneficiaries. Pass the Chapter 17 quiz (80%+) to unlock.

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Official sources
Tax figures come from the IRS, and each chapter links the IRS, CFPB, FDIC and Investor.gov pages it relies on.
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