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Start with your paycheck.

A money course in the order life hands it to you: 18 chapters and 52 labs that run on your own numbers.

Free to start, no account. Chapters 1 to 3 and every lab in the labs library cost nothing.

What reaches your account

Gross pay$5,000
  • Federal income tax-$364
  • State income tax-$364
  • Social Security and Medicare-$430
  • 401(k) and health insurance-$450
Take-home pay$3,392

Single filer, California, $200 health premium, 5% to a 401(k). State tax is simplified. Open the Paycheck lab

  • 18chapters

    In 3 parts, from your first paycheck to your estate.

  • 52labs

    Each one runs on your own numbers.

  • 4official sources

    IRS, CFPB, FDIC and Investor.gov, linked per chapter.

  • $0in commissions

    No affiliate links and no sponsored picks.

Each lab lists what it simplifies. Progress stays in this browser unless you sign in to sync it. The AI coach sends your question to our AI providers.

Something changed?

Three things to do this week, for the moment you are in.

Plate 01, Guess first

What is $1,000 plus $200 a month worth in 30 years?

Same numbers as the card: $1,000 to start, $200 added each month, an assumed 7% a year. Pick an answer, then see the figure.

Chapter 7: Investing

You start with $1,000 and add $200 at the end of each month for 30 years, at an assumed 7% a year. About how much is in the account at the end?

Each finished lesson adds a line to your plan. The 7% rate is a sample for the lab, not a forecast.

Plate 02, What you will do

Real numbers, not examples

Plate 03, Today's guess

Plate 04, The course

18 chapters in 3 parts

Score 80% on a chapter's quiz and the next one opens. Chapters 1 to 3 are free. The rest are Pro.

Part 1, Chapters 1 to 6

Foundation

  1. 01Mindset

    Chapter 1, Free

  2. 02Banking

    Chapter 2, Free

  3. 03Budgeting

    Chapter 3, Free

  4. 04Emergency

    Chapter 4, Pro

  5. 05Income

    Chapter 5, Pro

  6. 06Credit

    Chapter 6, Pro

Part 2, Chapters 7 to 13

Investing

  1. 07Investing

    Chapter 7, Pro

  2. 08Portfolio

    Chapter 8, Pro

  3. 09Retirement

    Chapter 9, Pro

  4. 10Taxes

    Chapter 10, Pro

  5. 11Insurance

    Chapter 11, Pro

  6. 12Real Estate

    Chapter 12, Pro

  7. 13Markets

    Chapter 13, Pro

Part 3, Chapters 14 to 18

Advanced Planning

  1. 14Bonds

    Chapter 14, Pro

  2. 15Alternatives

    Chapter 15, Pro

  3. 16Business

    Chapter 16, Pro

  4. 17Estate

    Chapter 17, Pro

  5. 18Tools

    Chapter 18, Pro

Plate 05, Free to start

Free to start

No account needed to begin.

  • Chapters 1 to 3$0
  • All 52 labs$0
  • Cloud sync and certificates$0
  • Pro: chapters 4 to 18, full plan, monthly check-in$9.99 a month

Due today$0

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