Start with your paycheck.
A money course in the order life hands it to you: 18 chapters and 62 labs that run on your own numbers.
Other ways to start
Free to start, no account. Chapters 1 to 3 and every lab in the labs library cost nothing.
What reaches your account
- Federal income tax-$364
- State income tax-$364
- Social Security and Medicare-$430
- 401(k) and health insurance-$450
Single filer, California, $200 health premium, 5% to a 401(k). State tax is simplified. Open the Paycheck lab
18chapters
In 3 parts, from your first paycheck to your estate.
62labs
Each one runs on your own numbers.
4official sources
IRS, CFPB, FDIC and Investor.gov, linked per chapter.
$0in commissions
No affiliate links and no sponsored picks.
Each lab lists what it simplifies. Progress stays in this browser unless you sign in to sync it. The AI coach sends your question to our AI providers.
Something changed?
Three things to do this week, for the moment you are in.
Plate 01, Guess first
What is $1,000 plus $200 a month worth in 30 years?
Same numbers as the card: $1,000 to start, $200 added each month, an assumed 7% a year. Pick an answer, then see the figure.
Chapter 7: Investing
You start with $1,000 and add $200 at the end of each month for 30 years, at an assumed 7% a year. About how much is in the account at the end?
Each finished lesson adds a line to your plan. The 7% rate is a sample for the lab, not a forecast.
Plate 02, What you will do
Real numbers, not examples
See your real take-home
Type your monthly pay. Federal tax, state tax, Social Security and Medicare, and benefits come off it line by line, down to the take-home figure. State tax is simplified.
Open the Paycheck labBuild a plan that fills in
Each lesson you finish adds a line to your plan: take-home, yearly fees, a needs, wants and savings split. Numbers from the labs replace the samples.
Open your plan
Find money you leave on the table
Two small fees, $8 and $10 a month, come to $216 a year. The Bank fees lab adds up yours.
Open the Bank fees lab
Collect money myths
20 myth-or-fact cards hide in lessons and labs. Each one cites an official source, and opening one adds it to your collection.
See your collection
Plate 03, Today's guess
Plate 04, The course
18 chapters in 3 parts
Finish a lesson and the next chapter opens through Chapter 3. After that, score 80% on a chapter's quiz to open the next one. Chapters 1 to 3 are free. The rest are Pro.
Part 1, Chapters 1 to 6
Foundation
Part 2, Chapters 7 to 13
Investing
Part 3, Chapters 14 to 18
Advanced Planning
Plate 05, Free to start
Free to start
No account needed to begin.
- Chapters 1 to 3$0
- All 62 labs$0
- Cloud sync and certificates$0
- Pro: chapters 4 to 18, full plan, monthly check-in$9.99 a month
Due today$0
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A new chapter or a new lab, and nothing else. No weekly newsletter.