Retirement Planner

Investment Track

Retirement Planner

Plan your retirement with confidence. Calculate how much you need to save, project your future balance, and get personalized recommendations to reach your retirement goals.

Retirement Planning Inputs

Enter your current situation and retirement goals

Current Age

Retirement Age

Current Balance ($)

Monthly Contribution ($)

Employer Match (%)

Current Income ($)

Expected Return (%)

Inflation Rate (%)

Income Replacement (%)

Percentage of pre-retirement income needed in retirement

Retirement Projection

Your retirement outlook and recommendations

Enter your information to see your retirement projection

Retirement Planning Insights

The Power of Time

Starting early is the most powerful factor in retirement savings. Even small contributions in your 20s and 30s can grow dramatically due to compound interest.

Employer Match

Always contribute enough to get your full employer match - it's free money! A 50% match on 6% contribution gives you an immediate 50% return.

4% Withdrawal Rule

The 4% rule suggests you can safely withdraw 4% of your retirement balance annually. This calculator uses this rule to estimate your retirement income.