About this chapter

Insurance & Risk Management. What life, disability, property, and umbrella insurance cover, and how much of each to consider.

Labs for this chapter

• Life insurance needsSize a policy from income replaced, remaining debt, and household costs.
• Disability insuranceSize cover against income replaced and what work already provides.
• Property insuranceEstimate rebuild cover and test deductible choices.
• Umbrella policySize liability cover from assets and income, above existing limits.