Portfolio Rebalancing Calculator

Total Portfolio Value

Enter value between $1 - $10,000,000

Rebalance Threshold (%)

Rebalance when allocation deviates by this percentage

Portfolio Status: Rebalance Needed

2 rebalancing action(s) recommended • Estimated cost: $10.00

Asset Holdings

Asset	Current Value	Current %	Target %	Deviation
Asset name for holding 1	Current value for US Total Market	65.0%	Target percentage for US Total Market	+5.0%
Asset name for holding 2	Current value for International Developed	15.0%	Target percentage for International Developed	-5.0%
Asset name for holding 3	Current value for Emerging Markets	8.0%	Target percentage for Emerging Markets	-2.0%
Asset name for holding 4	Current value for Bonds	12.0%	Target percentage for Bonds	+2.0%

Recommended Rebalancing Actions

sell $5000 of US Total Market

Currently 65.0%, target 60%

buy $5000 of International Developed

Currently 15.0%, target 20%

Rebalancing Strategy: Consider tax implications and transaction costs. For taxable accounts, use new contributions to rebalance rather than selling appreciated assets.

Rebalancing Best Practices

When to Rebalance:

• Quarterly or semi-annually
• When deviation exceeds 5-10%
• During major life changes
• After significant market moves

Cost Considerations:

• Transaction fees and spreads
• Tax implications (capital gains)
• Market impact on large trades
• Use new contributions first

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