Mortgage Calculator
Make informed home buying decisions with detailed payment analysis
Professional Calculations
Affordability Analysis
Payment Breakdown
Educational Insights
Mortgage Calculator
Calculate monthly payments, total costs, and payment schedules for home loans.
BASIC
mortgagehome loanreal estatemonthly payment
Calculator Inputs
Loan Details
Enter the basic mortgage information
$
Total purchase price of the home
%
$0
%
Annual percentage rate (APR)
Length of the mortgage
Additional Housing Costs
Include property tax, insurance, and other fees for total monthly payment
$0
Loan Amount
NaN%
Loan-to-Value
NaN
Total Payments
0.000%
Monthly Rate
Results
Monthly Payment (P&I)
$0
Principal and interest only
Loan Amount$0
NaN% LTV
Total Interest$0
Over years
Total Cost$0
Principal + total interest
Insights & Recommendations
Good Loan-to-Value Ratio
Your LTV of NaN% is excellent! You'll likely avoid PMI and get better rates.
Key Considerations
Pre-Approval First
Get pre-approved to understand your actual borrowing capacity before house hunting.
Total Monthly Cost
Remember PITI: Principal, Interest, Taxes, Insurance, plus HOA fees.
Emergency Fund
Maintain 3-6 months of expenses even after your down payment.
Market Timing
Don't try to time the market perfectly. Buy when you're financially ready.