Mortgage Calculator
Make informed home buying decisions with detailed payment analysis
Professional Calculations
Affordability Analysis
Payment Breakdown
Educational Insights
Mortgage Details
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Additional Monthly Costs
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Key Considerations
Pre-Approval First
Get pre-approved to understand your actual borrowing capacity before house hunting.
Total Monthly Cost
Remember PITI: Principal, Interest, Taxes, Insurance, plus HOA fees.
Emergency Fund
Maintain 3-6 months of expenses even after your down payment.
Market Timing
Don't try to time the market perfectly. Buy when you're financially ready.