Enter Bond Details
Input face value, coupon rate, maturity, and current price
Review Yields
Compare current yield vs yield-to-maturity
Analyze Sensitivity
See how price changes with interest rate movements
Make Decision
Use insights to evaluate the investment opportunity
Par value at maturity
Annual interest rate
Time until bond matures
What you pay to buy the bond
How often coupons are paid
Enter bond details and click calculate to see results
For Income Investors
Bonds provide predictable income streams. Consider laddering bonds with different maturity dates to manage interest rate risk and ensure steady cash flow.
For Risk Management
Bonds typically move opposite to stocks, providing portfolio balance. Government bonds are safest, while corporate bonds offer higher yields with more risk.
Timing Considerations
In rising rate environments, consider shorter-term bonds or bond funds. In falling rate environments, longer-term bonds can provide capital appreciation.
Pro Tip: Bond Laddering Strategy
Instead of buying one large bond, consider spreading your investment across bonds with different maturity dates. For example, buy bonds maturing in 1, 3, 5, 7, and 10 years. As each bond matures, reinvest at current rates. This strategy provides regular access to your principal and reduces interest rate risk.
Key Bond Terms
Investment Strategies
Bond Laddering
Spread investments across different maturities
Duration Matching
Match bond duration to investment timeline
Credit Analysis
Evaluate issuer's ability to repay debt
Rate Environment
Consider current and expected interest rate trends